Turn Your Platform Into a Fintech Instantly
Embed global payments, wallets, and virtual accounts directly into your product. No licenses, no banking complexity — just one powerful integration.
Everything You Need to Build Financial Experiences
Global Virtual Accounts
Create named accounts in USD, EUR, GBP, and stablecoins like USDC directly under your platform, enabling users to receive, hold, and manage funds.
Payments & Payouts
Accept incoming payments and send funds within your platform, giving you full control over how money moves between users, businesses, and internal accounts.
Instant Settlement
Settle transactions in real time using optimized infrastructure, ensuring funds are available quickly and improving user experience.
Automated Reconciliation
Map every transaction to a unique account for real-time tracking, clear fund attribution, and no manual reconciliation.
Global Virtual Accounts for Seamless Multi-Currency Transactions
Create and manage virtual accounts in USD, EUR, GBP, and digital currencies like USDC — all from a single platform. Accept, hold, and move money globally with zero complexity.
Built for Developers, Enterprises & Platforms
Build Fintech features without complexity
- Simple APIs for virtual accounts and payments
- Sandbox + documentation for fast integration
- Webhooks for real-time transaction updates
Modernize your global payment operations
- Centralized multicurrency treasury
- Faster cross-border settlements
- Reduced operational overhead
Monetize and control your payment flows
- Assign virtual accounts to users or merchants
- Automatically reconcile incoming payments
- Enable global payouts at scale
4 Easy Steps to Your
Virtual Account
Create your account
Account type
Sign up & Create your Organisation
Enter your name, email and password, then set up your company — name, country, and industry.
Verify your email
We sent a 6-digit code to
m@pcx.co
Your dashboard
Verify Email & Explore Platform Features
Enter the OTP sent to your email to sign in. Explore the dashboard, API docs, and features freely.
Complete your KYB to unlock virtual accounts
Complete →Business Verification
KYB In Progress
Complete KYB verification
Fill in your business details. Our partner reviews your documents in 1–3 business days. You'll get email updates throughout.
Claim your virtual accounts
Once verified, choose from USD, GBP, EUR, USDC, EURC, or USDT — and start moving money globally.